Although most students entering tertiary education facilities in South Africa tend to be fresh out of school, a portion of the student body is somewhat older these days. For numerous reasons, some students only enrol when they are already in their 20s, or older. As the saying goes: “You are never too old to learn”.
KeyHealth offers excellent, affordable options for students who require their own medical aid membership and medical cover, irrespective of their age. Students can choose any of our six plans, depending on which option’s membership contribution they can afford, and of course, their age and personal circumstances.
Alternatively, those who are financially dependent on their parents will probably be listed as dependants on their parents’ medical aid membership records. Our KeyHealth website’s online membership application and “get a quote” page differentiate between people under 21, those between 21 and 27 who are studying, and individuals in the latter age group who are not studying.
Summary and Comparison for Students
KeyHealth would like to summarise some of our most popular medical aid options for students who want peace of mind, knowing that they will be covered for certain events that are typically costly and unaffordable on a student’s budget.
At the same time, we would like to compare between medical aid plans for students and their main, basic benefits that are as smart and straightforward as possible, just like all our medical aid scheme’s plans and our ethos. The monthly contributions, which you can compare, are for the principal member, single person, or student who is not a dependant.
Essence
The Essence option is KeyHealth’s most affordable plan, offered for a low monthly membership contribution of R1 360. Exclusions include day to day, out-of-hospital benefits, prostheses, and basic and specialised dentistry. The plan does cover:
- Disasters and major medical expenses
- PMBs
- Chronic medication for 26 CDL conditions
- Supplementary services
- 3 free additional benefits
Origin
If you compare medical aid options for students, this plan’s contributions are marginally more expensive, at R1 600 per month. However, it offers more benefits and fewer exclusions. Two basic exclusions are prostheses and specialised dentistry, but the plan does cover:
- Disaster and major medical expenses
- PMBs
- Chronic medication for 26 CDL conditions
- Supplementary services
- 3 free additional benefits
- Day to day, out-of-hospital cover
- Dentistry – subject to the amount available in the routine benefit allocation
Equilibrium
Our Equilibrium option extends certain benefits even further. Monthly contributions are R1 795. The basic exclusions are the same as those for the Origin option. The option includes cover for:
- Disasters and major medical expenses
- PMBs
- Chronic medication for 26 CDL conditions, plus an additional 3 chronic conditions that do not appear on the CDL list
- Supplementary services cover
- 3 free additional benefits
- Day to day, out- of -hospital cover
- Dentistry – unlimited, although conditions apply
Compare medical aid for students on our website, and get more information about our cover options and general details, as well as the conditions and exclusions applicable to each plan. We have listed the benefits and exclusions that are relevant to most of our prospective young, single, and student KeyHealth members. We provide cover for those who seek the most affordable medical aid options with the best, most relevant benefits and cover.
