Over the last two years, there’s been a huge change in the health and wellbeing of South Africans. With the Covid-19 virus introduced to the list of diseases and health problems already existing in the country, medical aid is a necessity now more than ever.
The question remains, is affordable medical aid still available in 2021? To get an answer, you’ll need to understand the reasons for having a health plan in place. We, at KeyHealth, offer to end the mystery of whether it’s affordable by allowing you to get a quick and easy quote online.
The Purpose of Joining a Medical Scheme
Having medical aid in 2021 is crucial because it enables you to pay the expenses of maintaining a healthy lifestyle. Call it a form of insurance if you will. By contributing a small monthly fee, you get peace of mind, knowing, should you fall ill, you have access to a network of reputable doctors.
You may be healthy right now and might think that you don’t need another expense added to your list of monthly commitments. However, this is exactly when you should consider finding affordable medical aid. The more existing health issues you have, the longer you’ll end up in the waiting period. This, in turn, means you have to pay more before you can claim from the scheme.
It’s important to remember that being human means you are not invincible, and there is always a risk of becoming sick. No matter how full-of-life you are, it’s better to be prepared than end up scurrying around to gather the finances when you do fall ill. Find more in-detail information about KeyHealth’s scheme here.
Cash Treatment vs. Medical Aid
Going to a hospital without a backup plan in 2021 can be costly. If you have to pay a considerable amount at once for the treatment of a critical condition, it can set you back financially in an instant. It’s no secret that medical procedures are expensive. However, with medical aid, you don’t have to stress about finding the money to pay the bills. At the end of the day, it is more affordable to have a medical aid, that you commit to paying monthly than to go without.
Private healthcare is also one of the main reasons to seek affordable medical aid in 2021. By joining a medical scheme, you gain access to private practitioners, ensuring that you receive quality healthcare in a comfortable environment.
Choose a Package that Covers Only What You Need
The best way to find out if affordable medical aid is still available in 2021 is to select an option that offers exactly that which you will use. If you are in need of full and comprehensive medical aid cover, then the most suitable option is the Platinum Option. However, we understand that individual needs vary, and you may prefer to spend less on your monthly subscription. Whatever your reasons for selecting a particular option, know that we have various options all featuring varying degrees of coverage. For example, for those with little to no health issues and who rarely face hospitalisation, our Essence Option will offer you the cover you need.
To truly benefit from your membership at any scheme, you have to analyse your own health first. Young or old, every person’s body has its own unique limitations. What works for those around you won’t necessarily work for you in 2021.
Write down your answers to the following questions to help you determine what type of plan you should invest in:
- Do you have family members who also need to benefit from this?
- What are you hoping to get from joining a scheme?
- How much can you respectively spend each month without it affecting your lifestyle?
- Which healthcare providers are in your area or located nearby?
At KeyHealth we believe in keeping it simple. We stick to a what-you-see-is-what-you-get approach and steer clear of fringe benefits in order to offer you that which is most important: smart, simple and authentic medical aid that is transparent and guarantees value for money.
So, if you are wondering if there is affordable medical aid still available in 2021? Give us a call as we offer a range of affordable medical aid options suitable to varying needs.