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How to Get a Medical Aid Scheme Quote in South Africa


The first step you need to take to get healthcare coverage is to find the best health insurance providers and determine which packages they offer. With a simple online search, it’s easy to find multiple options in minutes, and equally so to apply. Just type ‘medical aid South Africa’ in your search engine and you’re good to go.

If you want to find out more about getting a medical aid scheme quote online, see our application page.

You will need certain information to apply for a quote, such as your ID, marital status, and previous scheme information. A recent health report is also likely to be asked. This applies to the dependants you wish to register as well.


How to Choose the Right Scheme

With the many health insurance providers out there, it’s not viable to get a quote from each of them. Thus, it’s best to start by narrowing down your options. To do this, you will want to make sure you have a firm grasp of the jargon used by medical aids in South Africa.


Other ways to make sure you select the right medical aid provider include:

  • Checking that the solvency ratio is at least 25%, as this will indicate whether the provider will pay out on large claims.
  • Being honest about your health status, as it can result in penalties later on should the provider learn of an underlying condition.
  • Considering your budget and what you can realistically afford without having to compromise on paying your other basic expenses.
  • Choosing a plan according to the treatments and procedures that you actually need and not the additional benefits, which you may not use.


Apply for a Quote Online at KeyHealth

The most important part of choosing a health plan in South Africa is to choose a reliable scheme that has your best interests at heart.

With KeyHealth, members don’t have to look out for the fine print that some health insurance providers include in their packages. We aim to make the options as simple and transparent as possible to avoid misunderstanding or uncertainty. One way in which we do this is by using a straightforward, everyday language where possible, and by offering a full glossary to clarify industry jargon directly on our website.

If you’d like to learn more about how to get a medical aid scheme quote from KeyHealth, then give us a call and we’ll guide you through the process.