We all have, at some stage, asked ourselves: “How do I choose a good medical aid?” We all realise the importance of having it, but is it going to serve us the way we hope it will?
If you find yourself wondering, “How do I choose a good medical aid?”, let us break down the process for you. Start by asking yourself these three questions:
1. How Do I Choose The Right Plan?
A good medical aid will offer a number of different plans. These are to answer different health needs. First ask yourself why you need healthcare cover – for a chronic condition, for emergency hospital cover, for GP visits, or for something else? Once you have identified your specific need, you can look for a plan that caters to you.
2. What is My Budget?
More comprehensive plans will also have higher monthly payments. Choose a plan that fits your budget, while providing the benefits that are most important to you. Remember, your health is important, so rather relook your budget than sell yourself short by choosing insufficient cover. That said, basic cover is better than no cover at all.
3. Do I Understand the Terms and Conditions?
Before you sign a contract, make sure you understand benefit structure and all exclusions if there are any. There is often a lot of jargon involved in these contracts, so ask if you are not certain about anything. You do not want to get caught wanting in your time of need.
If you were wondering, “How do I choose a good medical aid?”, wonder no more. Simply head over to the KeyHealth website and get started with a simple plan comparison based on your specific needs. If you would like to speak to someone, complete the contact form and a representative will call you to answer your questions. Or simply submit your details and get a quick and easy obligation-free quote today!
